Joining Fee:
FREE
Return Percentage:1% to 2%
Credit Card Overview
A card designed to support financial inclusion, offering simple rewards, fee waivers, and digital benefits to empower underserved segments and first-time cardholders.
Best Suited For: Cashback
BOBFees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- Free
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Pragati credit card — Benefits and Offers
Insurance cover
- Ongoing
Death
Personal Accidental death cover worth Rs 15 lakh for air accident.
How to use this
- To claim this insurance, report the incident to Bank of Baroda Customer Care at 1800 22 5100 and for email support, contact crm@bobfinancial.com
- Ongoing
Death
Personal Accidental death cover worth Rs 5 lakh for non-air accident.
How to use this
- To claim this insurance, report the incident to Bank of Baroda Customer Care at 1800 22 5100 and for email support, contact crm@bobfinancial.com
1 more benefit on this card
We track all 3 of them, with the terms and how to claim each one. See the full list in the app.