Joining Fee:
FREE
Return Percentage:1% to 2%
Credit Card Overview
A card designed to support financial inclusion, offering simple rewards, fee waivers, and digital benefits to empower underserved segments and first-time cardholders.
Best Suited For: Cashback
BOBFees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- Free
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Pragati credit card — Lounge Access
No airport lounge access on this card
Lounge access is usually reserved for cards with an annual fee.
See cards that include lounge access