BOB Rakshamah credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A health and insurance-focused card offering built-in protection benefits, rewards on medical spends, and lifestyle perks, suitable for users prioritizing wellness and safety.

Best Suited For: Cashback

BOB logoBOBVisa

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Rakshamah credit card — Earn Categories

Other categories

  • GroceryF&B · Grocery10 reward points / ₹100

    A maximum of 1,000 RPs can be earned per statement cycle

  • Telecom & CableTelecom & Cable · Telecom & Cable2 reward points / ₹100

Everyday rate

  • Base Rewards2 Reward Points (reward points) / ₹100

1 more earning category on this card

We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Rent
  • Transportation & Tolls
  • Contractor
  • Charity
  • Fast food restaurants
  • Wallets
  • Agriculture
  • Cleaning and Maintenance
  • Hospitals
  • Education
  • Supermarket & convenience store
  • Fuel
  • Insurance
  • Government