Joining Fee:
FREE
Return Percentage:1% to 2%
Credit Card Overview
A health and insurance-focused card offering built-in protection benefits, rewards on medical spends, and lifestyle perks, suitable for users prioritizing wellness and safety.
Best Suited For: Cashback
BOBFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1% to 2%
- Forex markup
- 3%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Rakshamah credit card — Lounge Access
Domestic lounge
2 per quarterquarter- Spend ₹20K in the previous calendar quarter.