BOB Rakshamah credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Credit Card Overview

A health and insurance-focused card offering built-in protection benefits, rewards on medical spends, and lifestyle perks, suitable for users prioritizing wellness and safety.

Best Suited For: Cashback

BOB logoBOB

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Rakshamah credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    500 bonus reward points on spends of Rs. 5000 or more within 60 days of card issuance.Complimentary 6 months FITPASS Pro Membership worth Rs. 15000.

  2. Welcome benefit

    Spend ₹1,00,000 in a year

    12 months Amazon Prime membership.