Joining Fee:
FREE
Return Percentage:2% to 5%
Credit Card Overview
A luxury lifestyle card positioned as an aspirational product, offering travel privileges, milestone-based vouchers, and high rewards on shopping and dining.
Best Suited For: Experience, Travel Booking
BOB
Fees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- Free
- Reward rate
- 2% to 5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Renaissance credit card — Earn Categories
Other categories
- MoviesEntertainment · Entertainment5 reward points / ₹100
A maximum of 1,000 RPs can be earned per statement cycle
- GroceryF&B · Grocery5 reward points / ₹100
A maximum of 1,000 RPs can be earned per statement cycle
Everyday rate
- Base Rewards1 Reward Point (reward points) / ₹100
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Cleaning and Maintenance
- Government
- Education
- Supermarket & convenience store
- Insurance
- Charity
- Fast food restaurants
- Hospitals
- Wallets
- Rent
- Agriculture
- Fuel
- Transportation & Tolls
- Contractor