Joining Fee:
FREE
Return Percentage:2% to 5%
Credit Card Overview
A luxury lifestyle card positioned as an aspirational product, offering travel privileges, milestone-based vouchers, and high rewards on shopping and dining.
Best Suited For: Experience, Travel Booking
BOBFees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- Free
- Reward rate
- 2% to 5%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Renaissance credit card — Milestones
- Welcome benefit
No spend needed — in a year
500 bonus reward points on spends of Rs. 5000 or more within 60 days of card issuance.
- Annual fee waivedRepeats every year
Spend ₹25,000 in a year
The renewal fee will be waived.