BOB Renaissance credit card credit card
Joining Fee:

FREE

Return Percentage:

2% to 5%

Credit Card Overview

A luxury lifestyle card positioned as an aspirational product, offering travel privileges, milestone-based vouchers, and high rewards on shopping and dining.

Best Suited For: Experience, Travel Booking

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Fees and charges at a glance

Annual fee
₹250

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
2% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Renaissance credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹400 off

    • Flat Rs. 400 Instant Discount Min. bill of ₹5500.
    • Valid once per card per month

Insurance cover

  • Insurance

    Air Accident Cover

    Ongoing
    • The card provides an air accidental cover worth 15 lakhs and a non-air accidental death cover worth 5 lakhs.
    How to use this
    1. To claim this insurance, report the incident to Bank of Baroda Customer Care at 1800 22 5100 and for email support, contact crm@bobfinancial.com