BOB Swavlamban credit card credit card
Joining Fee:

₹250 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A financial inclusion card created to support underserved users, offering essential rewards, fee waivers, and digital-first features for easy credit access.

Best Suited For: Cashback

BOB logoBOB

Fees and charges at a glance

Annual fee
₹250

Charged every year you keep the card

Joining fee
₹250

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Swavlamban credit card — Benefits and Offers

Dining & food delivery

  • EazyDiner

    Upto ₹400 off

    • Flat Rs. 400 Instant Discount Min. bill of ₹5500.
    • Valid once per card per month

Insurance cover

  • Insurance

    Personal Accident

    Ongoing
    • The BoB Swavlamban Credit Cardholders get insurance coverage against personal accidental death. Moreover, card liability protection is also offered in case of unauthorized transactions made through your credit card.
    How to use this
    1. To claim this insurance, report the incident to Bank of Baroda Customer Care at 1800 22 5100 and for email support, contact crm@bobfinancial.com