BOB Swavlamban credit card credit card
Joining Fee:

₹250 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A financial inclusion card created to support underserved users, offering essential rewards, fee waivers, and digital-first features for easy credit access.

Best Suited For: Cashback

BOB logoBOB

Fees and charges at a glance

Annual fee
₹250

Charged every year you keep the card

Joining fee
₹250

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Swavlamban credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access