Joining Fee:
₹250 +GST
Return Percentage:1% to 2%
Credit Card Overview
A financial inclusion card created to support underserved users, offering essential rewards, fee waivers, and digital-first features for easy credit access.
Best Suited For: Cashback
BOBFees and charges at a glance
- Annual fee
- ₹250
- Joining fee
- ₹250
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
BOB Swavlamban credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards