BOB Swavlamban credit card credit card
Joining Fee:

₹250 +GST

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A financial inclusion card created to support underserved users, offering essential rewards, fee waivers, and digital-first features for easy credit access.

Best Suited For: Cashback

BOB logoBOBVisa

Fees and charges at a glance

Annual fee
₹250

Charged every year you keep the card

Joining fee
₹250

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

BOB Swavlamban credit card — Earn Categories

Everyday rate

  • Base Rewards4 Reward Points (reward points) / ₹100

1 more earning category on this card

We track all 2 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.

Open in the app

Earns nothing on these

Spends in these categories carry no rewards on this card.

  • Agriculture
  • Contractor
  • Cleaning and Maintenance
  • Government
  • Education
  • Supermarket & convenience store
  • Rent
  • Charity
  • Fast food restaurants
  • Hospitals
  • Fuel
  • Transportation & Tolls
  • Insurance
  • Wallets