Federal Celesta credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

3% to 5%

Credit Card Overview

A premium Federal Bank card offering luxury lifestyle perks, travel privileges, milestone rewards, and concierge support tailored for affluent customers.

Best Suited For: Experience

Federal logoFederal

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
₹3,000

Paid once when you get the card, plus GST

Reward rate
3% to 5%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
₹100

An extra card for family

Federal Celesta credit card — Benefits and Offers

Dining & food delivery

  • Dining

    FedDelights Program

    Ongoing
    • Enjoy a discount of up to 15% on dining across several restaurants under the FedDelights program.
    How to use this
    1. To avail this benefit, log in to the dining partner’s app or website using your registered account. Explore exclusive dining and order-in offers, choose your preferred restaurant or meal, and apply the offer code or discount at checkout. Complete the payment with your Federal Celesta credit card to enjoy special savings.

Movies & events

  • INOX

    Buy One Get One Free

    1 movie tickets month

    Ongoing
    • B1G1 on INOX movie tickets, once a quarter.
    How to use this
    1. Go to www.inoxmovies.com and select movies/events to be booked.
    2. On payment page, search for the relevent offer, add card details and click on 'Apply Offer'.
    3. Offer will be applied and the payment amount adjusted accordingly.