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Joining Fee:
₹3000 +GST
Return Percentage:3% to 5%
Credit Card Overview
A premium Federal Bank card offering luxury lifestyle perks, travel privileges, milestone rewards, and concierge support tailored for affluent customers.
Best Suited For: Experience
FederalFees and charges at a glance
- Annual fee
- Free
- Joining fee
- ₹3,000
- Reward rate
- 3% to 5%
- Forex markup
- 2%
- Interest rate
- 42% p.a.
- Add-on card
- ₹100
Nothing to pay each year
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Federal Celesta credit card — Lounge Access
Domestic lounge
4 per quarterquarter- spend ₹60,000 or more in the previous calendar quarter
1 more lounge benefit on this card
We track all 2 of them, with the spend conditions on each. See the full list in the app.