Federal Celesta credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

3% to 5%

Credit Card Overview

A premium Federal Bank card offering luxury lifestyle perks, travel privileges, milestone rewards, and concierge support tailored for affluent customers.

Best Suited For: Experience

Federal logoFederal

Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
₹3,000

Paid once when you get the card, plus GST

Reward rate
3% to 5%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
₹100

An extra card for family

Federal Celesta credit card — Milestones

  1. Joining fee waived

    Spend ₹30,000 per statement cycle

    The joining fee will be waived.

  2. Annual fee waivedRepeats every year

    Spend ₹3,00,000 in a year

    The renewal fee will be waived.