Joining Fee:
₹500 +GST
Return Percentage:1% to 3%
Credit Card Overview
A Best Price Save Smart variant providing discounts and cashback on bulk purchases, utilities, and essential spends for small business owners.
Best Suited For: Cashback
HDFC
Fees and charges at a glance
- Annual fee
- ₹500
- Joining fee
- ₹500
- Reward rate
- 1% to 3%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC Best Price Save Smart credit card — Earn Categories
Other categories
- WalletsWallets · Wallets0.5 Cashback / ₹150
1% charge on this category · Minimum ₹150 per transaction
- FuelFuel · Fuel0.5 Cashback / ₹150
1% charge on this category · Minimum ₹150 per transaction
Everyday rate
- Base Rewards0.5 Cashback / ₹150
Minimum ₹150 per transaction
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.