HDFC Best Price Save Smart credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A Best Price Save Smart variant providing discounts and cashback on bulk purchases, utilities, and essential spends for small business owners.

Best Suited For: Cashback

HDFC logoHDFC

Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Best Price Save Smart credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards