HDFC Best Price Save Smart credit card credit card
Joining Fee:

₹500 +GST

Return Percentage:

1% to 3%

Credit Card Overview

A Best Price Save Smart variant providing discounts and cashback on bulk purchases, utilities, and essential spends for small business owners.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
₹500

Paid once when you get the card, plus GST

Reward rate
1% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Best Price Save Smart credit card — Benefits and Offers

Dining & food delivery

  • Swiggy Dineout

    20% savings for payments via Dineout Pay.

    Ongoing
    • Get up to 20% savings on payments via Dineout Pay with Best Price Save Smart Credit Card.
    • Maximum discount per transaction capped at ₹1,000.
    • Maximum discount per month capped at ₹1,000.
    How to use this
    1. To avail this benefit, log in to the Swiggy or Dineout app or website using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the offer at checkout. Complete the payment using your HDFC Best Price Save Smart credit card to enjoy up to 20% savings, with a maximum discount of ₹1,000 per transaction and ₹1,000 per month.