HDFC Regalia First credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A lighter version of Regalia providing travel and shopping rewards, milestone benefits, and lifestyle privileges at an affordable annual fee.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Catalogue Products

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Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Regalia First credit card — Benefits and Offers

Dining & food delivery

  • Good Food Trail

    Good Food Trail Dining Program

    Ongoing
    • Exclusive dining privileges: Good Food Trail dining program at premium restaurants across top cities.
    How to use this
    1. To avail this benefit, log in to the Good Food Trail program portal using your registered account. Browse the available dining and order-in offers, select your preferred meals or restaurants, and apply the benefit at checkout to enjoy up to 20% savings at participating restaurants. Complete the payment using your HDFC Regalia First credit card to unlock the offer.