Joining Fee:
₹1000 +GST
Return Percentage:1% to 2%
Credit Card Overview
A lighter version of Regalia providing travel and shopping rewards, milestone benefits, and lifestyle privileges at an affordable annual fee.
Best Suited For: Experience, Travel Booking, Hotel Transfer, Catalogue Products
HDFCFees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- ₹1,000
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
HDFC Regalia First credit card — Lounge Access
Check lounge access airport by airport
We track this card at 6 airports. Check airport-wise lounge availability in the app.