HDFC Regalia First credit card credit card
Joining Fee:

₹1000 +GST

Return Percentage:

1% to 2%

Credit Card Overview

A lighter version of Regalia providing travel and shopping rewards, milestone benefits, and lifestyle privileges at an affordable annual fee.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Catalogue Products

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Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
₹1,000

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Regalia First credit card — Milestones

  1. Annual fee waivedRepeats every year

    Spend ₹1,00,000 in a year

    The renewal fee will be waived.

  2. Spend reward

    Spend ₹3,00,000 in a year

    5,000 RPs.

  3. Spend reward

    Spend ₹6,00,000 in a year

    2,500 RPs.