HDFC Regalia Gold credit card credit card
Joining Fee:

₹2500 +GST

Return Percentage:

1% to 2.5%

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Credit Card Overview

A newer Regalia Gold edition offering elevated rewards, milestone vouchers, and luxury lifestyle privileges with enhanced travel coverage.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹2,500

Charged every year you keep the card

Joining fee
₹2,500

Paid once when you get the card, plus GST

Reward rate
1% to 2.5%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Regalia Gold credit card — Benefits and Offers

Insurance cover

  • Insurance

    Accidental Air, Credit Liability Cover

    Ongoing
    • Accidental air cover worth ₹1 crore, Credit liability cover worth ₹9 lakh.
    How to use this
    1. Contact at 1800-266-9777 or schedule a call. You can also send a missed call to +91-9980970424 or email buyonline@hdfclife.in.

Dining & food delivery

  • Swiggy

    Swiggy One and MMT Black Gold membership

    Ongoing
    • Complimentary Swiggy One and MMT Black Gold membership when you spend ₹1 lakh or more within 90 days of card issuance.
    How to use this
    1. To avail this benefit, log in to the Swiggy Dineout app or website using your registered account. Browse the available dining and order-in offers, select your favorite meals or restaurants, and apply the benefit at checkout to enjoy up to 7.5% savings at participating restaurants. Complete the payment using your HDFC Regalia Gold credit card to unlock the offer.

4 more benefits on this card

We track all 6 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app