HDFC Regalia Gold credit card credit card
Joining Fee:

₹2500 +GST

Return Percentage:

1% to 2.5%

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Credit Card Overview

A newer Regalia Gold edition offering elevated rewards, milestone vouchers, and luxury lifestyle privileges with enhanced travel coverage.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

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Fees and charges at a glance

Annual fee
₹2,500

Charged every year you keep the card

Joining fee
₹2,500

Paid once when you get the card, plus GST

Reward rate
1% to 2.5%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Regalia Gold credit card — Milestones

  1. Welcome benefit

    No spend needed — in a year

    ₹2,500 gift voucher

  2. Spend rewardRepeats every year

    Spend ₹1,50,000

    ₹1,500 worth of brand vouchers(Marriott Experience or Myntra or MMT Hotels or Marks & Spencer or Reliance Digital )

  3. Annual fee waivedRepeats every year

    Spend ₹4,00,000 in a year

    The renewal fee will be waived.

  4. Spend rewardRepeats every year

    Spend ₹5,00,000 in a year

    Flight vouchers worth ₹5,000.

  5. Spend rewardRepeats every year

    Spend ₹7,50,000 in a year

    Flight vouchers worth ₹5,000.