HDFC Regalia Gold credit card credit card
Joining Fee:

₹2500 +GST

Return Percentage:

1% to 2.5%

Apply Now

Credit Card Overview

A newer Regalia Gold edition offering elevated rewards, milestone vouchers, and luxury lifestyle privileges with enhanced travel coverage.

Best Suited For: Experience, Travel Booking, Hotel Transfer, Pay by Points

HDFC logoHDFC

Fees and charges at a glance

Annual fee
₹2,500

Charged every year you keep the card

Joining fee
₹2,500

Paid once when you get the card, plus GST

Reward rate
1% to 2.5%

Depends where you spend

Forex markup
2%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

HDFC Regalia Gold credit card — Lounge Access

Domestic lounge

3 per quarterquarter
  • Spend ₹60K in previous calendar quarter.
  • Lounge Access is shared between both Primary and Add-on Card Holders.

Other lounge access

3 per quarterquarter
  • Spend ₹60K in previous calendar quarter.
  • Lounge Access is shared between both Primary and Add-on Card Holders.

International lounge

6 per calendar yearyear
  • 6 Complimentary Lounge Access using Priority Pass.
  • 4 Retail Spends are required to apply for Priority Pass

1 more lounge benefit on this card

We track this card at 10 airports. Check airport-wise lounge availability in the app.

Open in the app