IDFC FIRST Digital RuPay credit card credit card
Joining Fee:

₹199 +GST

Return Percentage:

1% to 10%

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Credit Card Overview

A First Digital RuPay card providing digital-first benefits, cashback on online transactions, and milestone rewards for everyday digital spenders.

Best Suited For: UPI

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Fees and charges at a glance

Annual fee
₹199

Charged every year you keep the card

Joining fee
₹199

Paid once when you get the card, plus GST

Reward rate
1% to 10%

Depends where you spend

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

IDFC FIRST Digital RuPay credit card — Benefits and Offers

Travel

  • Road Side Assistance

    Road Side Assistance

    Ongoing
    • Complimentary roadside assistance worth ₹1,399, up to 4 times in a year.
    How to use this
    1. To avail this benefit, your IDFC FIRST credit card must be active. Call the dedicated roadside assistance helpline provided on your card to access complimentary roadside assistance services worth ₹1,399, up to 4 times per year. For details, contact IDFC FIRST Bank customer care at 1860 267 3333.