IDFC FIRST Digital RuPay credit card credit card
Joining Fee:

₹199 +GST

Return Percentage:

1% to 10%

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Credit Card Overview

A First Digital RuPay card providing digital-first benefits, cashback on online transactions, and milestone rewards for everyday digital spenders.

Best Suited For: UPI

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Fees and charges at a glance

Annual fee
₹199

Charged every year you keep the card

Joining fee
₹199

Paid once when you get the card, plus GST

Reward rate
1% to 10%

Depends where you spend

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

IDFC FIRST Digital RuPay credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards