Joining Fee:
Apply Now₹199 +GST
Return Percentage:1% to 10%
Credit Card Overview
A First Digital RuPay card providing digital-first benefits, cashback on online transactions, and milestone rewards for everyday digital spenders.
Best Suited For: UPI
IDFCFees and charges at a glance
- Annual fee
- ₹199
- Joining fee
- ₹199
- Reward rate
- 1% to 10%
- Interest rate
- 46.2% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Only if you don't pay the full bill
An extra card for family
IDFC FIRST Digital RuPay credit card — Redemption Options
Discover Reward Points Redemption Options
To explore the full range of redemption options for this card, download the SaveSage Club app now.
