IDFC LIC Select credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A LIC Select variant offering higher rewards on premium payments, milestone benefits, and lifestyle perks for insurance-focused users.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC LIC Select credit card — Benefits and Offers

Insurance cover

  • Insurance

    Get Personal Accident cover worth Rs 5 lakh.

    Ongoing
    How to use this
    1. To claim this insurance, report the incident to IDFC FIRST Bank Customer Care at 1800 10 888 or email banker@idfcfirstbank.com

  • Insurance

    Get lost card liability cover worth Rs 50,000 valid on doing minimum one transaction in last 30 days.

    Ongoing
    How to use this
    1. To claim this insurance, report the incident to IDFC FIRST Bank Customer Care at 1800 10 888 or email banker@idfcfirstbank.com

8 more benefits on this card

We track all 10 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app