Joining Fee:
Apply NowFREE
Return Percentage:1% to 2%
Credit Card Overview
A LIC Select variant offering higher rewards on premium payments, milestone benefits, and lifestyle perks for insurance-focused users.
Best Suited For: Cashback
IDFCFees and charges at a glance
- Annual fee
- Free
- Joining fee
- Free
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 46.2% p.a.
- Add-on card
- ₹499
Nothing to pay each year
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDFC LIC Select credit card — Lounge Access
Domestic lounge
2 per quarterquarter- 2 complimentary domestic airport lounge visits per quarter on spending ₹5,000 every month.
1 more lounge benefit on this card
We track all 2 of them, with the spend conditions on each. See the full list in the app.