IDFC LIC Select credit card credit card
Joining Fee:

FREE

Return Percentage:

1% to 2%

Apply Now

Credit Card Overview

A LIC Select variant offering higher rewards on premium payments, milestone benefits, and lifestyle perks for insurance-focused users.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
Free

Nothing to pay each year

Joining fee
Free

No cost to get the card

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC LIC Select credit card — Milestones

  1. Welcome benefit

    Spend ₹10,000 within 30 days

    2,000 reward points