IDFC Power credit card credit card
Joining Fee:

₹199 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A First Power card designed for lifestyle and utility spends, offering rewards across essential categories with milestone benefits.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
₹199

Charged every year you keep the card

Joining fee
₹199

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC Power credit card — Benefits and Offers

Shopping

  • Eco Rent A Car & Europcar

    Eco Rent a Car & Europcar Discount

    Ongoing
    • IDFC FIRST HPCL credit cards offer up to 50% off on chauffeur-driven car rentals through IDFC FIRST Bank's Eco Rent A Car platform, with discounts including 30% off on all category cars nationwide, 40% off on S-class cars in Delhi NCR, Mumbai, and Bengaluru, and 50% off on commuter vans and Chrysler limousines in Delhi NCR, Mumbai, and Bengaluru.
    How to use this
    1. To avail this benefit, book chauffeur-driven car rentals via IDFC FIRST Bank’s Eco Rent A Car platform. Use your IDFC First credit card to enjoy up to 50% off: 30% off on all cars nationwide, 40% off on S-class cars in Delhi NCR, Mumbai, Bengaluru, and 50% off on commuter vans and Chrysler limousines in those cities. Contact IDFC FIRST Bank support at 1860 267 3333 for details.

Insurance cover

  • Insurance

    Personal Accident

    Ongoing
    • Get personal accident cover worth ₹2 lakh and lost card liability cover worth ₹25,000.
    How to use this
    1. To claim this insurance, report the incident to IDFC FIRST Bank Customer Care at 1800 10 888 or email banker@idfcfirstbank.com

3 more benefits on this card

We track all 5 of them, with the terms and how to claim each one. See the full list in the app.

Open in the app