Joining Fee:
Apply Now₹199 +GST
Return Percentage:1% to 2%
Credit Card Overview
A First Power card designed for lifestyle and utility spends, offering rewards across essential categories with milestone benefits.
Best Suited For: Cashback, Catalogue Products
IDFCFees and charges at a glance
- Annual fee
- ₹199
- Joining fee
- ₹199
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 46.2% p.a.
- Add-on card
- ₹499
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
IDFC Power credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards