IDFC Power credit card credit card
Joining Fee:

₹199 +GST

Return Percentage:

1% to 2%

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Credit Card Overview

A First Power card designed for lifestyle and utility spends, offering rewards across essential categories with milestone benefits.

Best Suited For: Cashback, Catalogue Products

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Fees and charges at a glance

Annual fee
₹199

Charged every year you keep the card

Joining fee
₹199

Paid once when you get the card, plus GST

Reward rate
1% to 2%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
46.2% p.a.

Only if you don't pay the full bill

Add-on card
₹499

An extra card for family

IDFC Power credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access