Joining Fee:
₹3000 +GST
Return Percentage:1% to 10%
Credit Card Overview
A Kotak IndiGo XL variant offering higher 6E Rewards, milestone flight vouchers, and lounge access for frequent travelers.
Best Suited For: Cashback
Kotak
Fees and charges at a glance
- Annual fee
- ₹3,000
- Joining fee
- ₹3,000
- Reward rate
- 1% to 10%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak Indigo Premium credit card — Earn Categories
Where you earn more
- IndiGo5 BluChips / ₹100
1% charge on this category
Other categories
- Dining3 BluChips / ₹100
1% charge on this category
Everyday rate
- Base Rewards2 BluChips / ₹100
1 more earning category on this card
We track all 4 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Education
- Online Gaming
- UPI
- Wallets
- Rent
- Fuel
- Utilities