Joining Fee:
₹3000 +GST
Return Percentage:1% to 10%
Credit Card Overview
A Kotak IndiGo XL variant offering higher 6E Rewards, milestone flight vouchers, and lounge access for frequent travelers.
Best Suited For: Cashback
KotakFees and charges at a glance
- Annual fee
- ₹3,000
- Joining fee
- ₹3,000
- Reward rate
- 1% to 10%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak Indigo Premium credit card — Milestones
- Renewal benefitRepeats every year
No spend needed — in a year
Get Renewal benefit voucher of 4,000 IndiGo BluChips and 6E Eats voucher on payment of annual fee each year
- Welcome benefit
No spend needed — in a year
Voucher of 4000 IndiGo BluChips and a 6E Eats voucher
- Spend rewardRepeats every year
Spend ₹1,50,000 in a year
Earn a voucher worth 4,000 IndiGo BluChips on spending ₹1.5L within the anniversary year
- Spend rewardRepeats every year
Spend ₹4,00,000 in a year
Earn the 2nd voucher worth 4,000 IndiGo BluChips on spending ₹4L within the anniversary year
- Spend rewardRepeats every year
Spend ₹7,50,000 in a year
Earn the 3rd voucher worth 4,000 IndiGo BluChips on spending ₹7.5L within the anniversary year
- Spend rewardRepeats every year
Spend ₹12,00,000 in a year
Earn the 4th voucher worth 4,000 IndiGo BluChips on spending ₹12L within the anniversary year