Kotak Indigo Premium credit card credit card
Joining Fee:

₹3000 +GST

Return Percentage:

1% to 10%

Credit Card Overview

A Kotak IndiGo XL variant offering higher 6E Rewards, milestone flight vouchers, and lounge access for frequent travelers.

Best Suited For: Cashback

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Fees and charges at a glance

Annual fee
₹3,000

Charged every year you keep the card

Joining fee
₹3,000

Paid once when you get the card, plus GST

Reward rate
1% to 10%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak Indigo Premium credit card — Lounge Access

Domestic lounge

2 per quarter
  • No explicit spend condition