Joining Fee:
FREE
Return Percentage:2% to 4%
Credit Card Overview
An NRI Royale Signature card designed for global Indians, offering lifestyle rewards, travel benefits, concierge services, and milestone perks.
Best Suited For: Travel Booking, Hotel Transfer
KotakFees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- Free
- Reward rate
- 2% to 4%
- Forex markup
- 3.5%
- Interest rate
- 37.2% p.a.
- Add-on card
- ₹599
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak NRI Royale Signature credit card — Benefits and Offers
No benefits listed for this card
This card has no dining, movie, insurance or membership perks recorded — most no-frills cards don’t.