Kotak NRI Royale Signature credit card credit card
Joining Fee:

FREE

Return Percentage:

2% to 4%

Credit Card Overview

An NRI Royale Signature card designed for global Indians, offering lifestyle rewards, travel benefits, concierge services, and milestone perks.

Best Suited For: Travel Booking, Hotel Transfer

Kotak logoKotak

Fees and charges at a glance

Annual fee
₹1,000

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
2% to 4%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
37.2% p.a.

Only if you don't pay the full bill

Add-on card
₹599

An extra card for family

Kotak NRI Royale Signature credit card — Milestones

No spend milestones on this card

There’s no bonus for hitting a spending target, and no fee waiver tied to one.

See cards with milestone rewards