Joining Fee:
FREE
Return Percentage:2% to 4%
Credit Card Overview
An NRI Royale Signature card designed for global Indians, offering lifestyle rewards, travel benefits, concierge services, and milestone perks.
Best Suited For: Travel Booking, Hotel Transfer
KotakFees and charges at a glance
- Annual fee
- ₹1,000
- Joining fee
- Free
- Reward rate
- 2% to 4%
- Forex markup
- 3.5%
- Interest rate
- 37.2% p.a.
- Add-on card
- ₹599
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
Kotak NRI Royale Signature credit card — Lounge Access
Domestic lounge
2 per quarterquarter- No explicit spend condition
Check lounge access airport by airport
We track this card at 18 airports. Check airport-wise lounge availability in the app.