Kotak Zen Signature credit card credit card
Joining Fee:

₹1500 +GST

Return Percentage:

2% to 4%

Credit Card Overview

A Zen Signature card offering accelerated rewards on travel and lifestyle categories, with milestone benefits and global lounge access.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹1,500

Charged every year you keep the card

Joining fee
₹1,500

Paid once when you get the card, plus GST

Reward rate
2% to 4%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak Zen Signature credit card — Benefits and Offers

Memberships

  • Priority Pass

    Priority Pass membership

    Ongoing
    • Cardholders are not liable for fraudulent transactions due to loss or theft if reported to the bank within 7 days. Additionally, they receive an insurance cover worth ₹2.5 lakh.
    How to use this
    1. Visit the Priority Pass activation page. Enter your membership number and validation code. If required, provide the last four digits of your payment card associated with the membership