Kotak Zen Signature credit card credit card
Joining Fee:

₹1500 +GST

Return Percentage:

2% to 4%

Credit Card Overview

A Zen Signature card offering accelerated rewards on travel and lifestyle categories, with milestone benefits and global lounge access.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹1,500

Charged every year you keep the card

Joining fee
₹1,500

Paid once when you get the card, plus GST

Reward rate
2% to 4%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak Zen Signature credit card — Lounge Access

Domestic lounge

2 per quarterquarter
  • Spend ₹75,000 in the previous calendar quarter.

1 more lounge benefit on this card

We track this card at 18 airports. Check airport-wise lounge availability in the app.

Open in the app