Kotak Zen Signature credit card credit card
Joining Fee:

₹1500 +GST

Return Percentage:

2% to 4%

Credit Card Overview

A Zen Signature card offering accelerated rewards on travel and lifestyle categories, with milestone benefits and global lounge access.

Best Suited For: Experience, Travel Booking, Hotel Transfer

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Fees and charges at a glance

Annual fee
₹1,500

Charged every year you keep the card

Joining fee
₹1,500

Paid once when you get the card, plus GST

Reward rate
2% to 4%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
42% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

Kotak Zen Signature credit card — Milestones

  1. Spend reward

    Spend ₹3,00,000 in a year

    7,500 bonus Zen Points.

  2. Spend reward

    Spend ₹6,00,000 in a year

    15,000 bonus Zen points.