RBL IRCTC credit card credit card
Joining Fee:

FREE

Return Percentage:

3% to 5%

Apply Now

Credit Card Overview

A co-branded IRCTC card from RBL rewarding train bookings with accelerated points, surcharge waivers, and travel benefits for frequent rail travelers.

Best Suited For: Travel Booking

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
3% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
₹200

An extra card for family

RBL IRCTC credit card — Benefits and Offers

Insurance cover

  • Cancellations

    Complimentary train cancellation protection cover of up to Rs 5,000.

    Ongoing
    • Complimentary train cancellation protection cover of up to Rs 5,000 in case your train is cancelled.
    How to use this
    1. To claim this insurance, report the incident to RBL Bank Customer Care at 1800 102 6222 or email rblcare@rblbank.com.