RBL IRCTC credit card credit card
Joining Fee:

FREE

Return Percentage:

3% to 5%

Apply Now

Credit Card Overview

A co-branded IRCTC card from RBL rewarding train bookings with accelerated points, surcharge waivers, and travel benefits for frequent rail travelers.

Best Suited For: Travel Booking

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Fees and charges at a glance

Annual fee
₹500

Charged every year you keep the card

Joining fee
Free

No cost to get the card

Reward rate
3% to 5%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
47.88% p.a.

Only if you don't pay the full bill

Add-on card
₹200

An extra card for family

RBL IRCTC credit card — Lounge Access

No airport lounge access on this card

Lounge access is usually reserved for cards with an annual fee.

See cards that include lounge access