Joining Fee:
Apply NowFREE
Return Percentage:3% to 5%
Credit Card Overview
A co-branded IRCTC card from RBL rewarding train bookings with accelerated points, surcharge waivers, and travel benefits for frequent rail travelers.
Best Suited For: Travel Booking
RBLFees and charges at a glance
- Annual fee
- ₹500
- Joining fee
- Free
- Reward rate
- 3% to 5%
- Forex markup
- 3.5%
- Interest rate
- 47.88% p.a.
- Add-on card
- ₹200
Charged every year you keep the card
No cost to get the card
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
RBL IRCTC credit card — Milestones
No spend milestones on this card
There’s no bonus for hitting a spending target, and no fee waiver tied to one.
See cards with milestone rewards