SBI IRCTC Premier credit card credit card
Joining Fee:

₹1499 +GST

Return Percentage:

2% to 3%

Credit Card Overview

A premium IRCTC Premier card delivering accelerated train travel rewards, milestone benefits, and enhanced privileges for frequent travelers.

Best Suited For: Travel Booking

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Fees and charges at a glance

Annual fee
₹1,499

Charged every year you keep the card

Joining fee
₹1,499

Paid once when you get the card, plus GST

Reward rate
2% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI IRCTC Premier credit card — Benefits and Offers

Insurance cover

  • Insurance

    Air Accident Cover

    Ongoing
    • Insurance coverage worth 50 lakhs against an air accident. insurance coverage worth 10 lakhs against a railway accident.
    • fraud liability cover of 1 lakh.
    How to use this
    1. To claim this insurance, immediately report the incident to SBI Customer Care at 1800 1234, 1800 2100, or 1800 112211. For email support, contact customercare@sbi.co.in