SBI IRCTC Premier credit card credit card
Joining Fee:

₹1499 +GST

Return Percentage:

2% to 3%

Credit Card Overview

A premium IRCTC Premier card delivering accelerated train travel rewards, milestone benefits, and enhanced privileges for frequent travelers.

Best Suited For: Travel Booking

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Fees and charges at a glance

Annual fee
₹1,499

Charged every year you keep the card

Joining fee
₹1,499

Paid once when you get the card, plus GST

Reward rate
2% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI IRCTC Premier credit card — Milestones

  1. Spend reward

    Spend ₹50,000 in a year

    2,500 bonus RPs.

  2. Spend reward

    Spend ₹1,00,000 in a year

    5,000 bonus RPs.

  3. Annual fee waivedRepeats every year

    Spend ₹2,00,000 in a year

    The renewal fee will be waived.