SBI IRCTC Premier credit card credit card
Joining Fee:

₹1499 +GST

Return Percentage:

2% to 3%

Credit Card Overview

A premium IRCTC Premier card delivering accelerated train travel rewards, milestone benefits, and enhanced privileges for frequent travelers.

Best Suited For: Travel Booking

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Fees and charges at a glance

Annual fee
₹1,499

Charged every year you keep the card

Joining fee
₹1,499

Paid once when you get the card, plus GST

Reward rate
2% to 3%

Depends where you spend

Forex markup
3.5%

Extra charge on foreign spends

Interest rate
45% p.a.

Only if you don't pay the full bill

Add-on card
Free

An extra card for family

SBI IRCTC Premier credit card — Redemption Options

Discover Reward Points Redemption Options

To explore the full range of redemption options for this card, download the SaveSage Club app now.

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