Joining Fee:
₹2999 +GST
Return Percentage:1% to 2%
Credit Card Overview
A Prime Advantage Mastercard variant delivering premium rewards, lifestyle privileges, and milestone perks.
Best Suited For: Cashback, Pay by Points
SBI
Fees and charges at a glance
- Annual fee
- ₹2,999
- Joining fee
- ₹2,999
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI Prime Advantage (Mastercard) credit card — Earn Categories
Other categories
- Birthday20 reward points / ₹100
A maximum of 2,000 Reward Points can be earned on birthday spends (one day before, on birthday and one day after) per calendar year. · Minimum ₹100 per transaction
- UtilitiesUtilities · Utilities20 reward points / ₹100
A maximum of 3,000 Reward Points can be earned per month. · 1% charge on this category · Minimum ₹100 per transaction
Everyday rate
- Base Rewards2 Reward Points (reward points) / ₹100
Minimum ₹100 per transaction
6 more earning categories on this card
We track all 9 of them, with the caps and conditions on each. See the full breakdown against your own spending in the app.
Earns nothing on these
Spends in these categories carry no rewards on this card.
- Fuel
- Education (Third-party)
- Digital gaming