Joining Fee:
₹2999 +GST
Return Percentage:1% to 2%
Credit Card Overview
A Prime Advantage Mastercard variant delivering premium rewards, lifestyle privileges, and milestone perks.
Best Suited For: Cashback, Pay by Points
SBIFees and charges at a glance
- Annual fee
- ₹2,999
- Joining fee
- ₹2,999
- Reward rate
- 1% to 2%
- Forex markup
- 3.5%
- Interest rate
- 45% p.a.
- Add-on card
- Free
Charged every year you keep the card
Paid once when you get the card, plus GST
Depends where you spend
Extra charge on foreign spends
Only if you don't pay the full bill
An extra card for family
SBI Prime Advantage (Mastercard) credit card — Lounge Access
Domestic lounge
2 per quarterquarter- 8 complimentary domestic Visa/Mastercard lounge visits per year in India (max 2 per quarter).
1 more lounge benefit on this card
We track all 2 of them, with the spend conditions on each. See the full list in the app.